Why is it important for international students to have insurance?

Federal Law No. 114-FZ of August 15, 1996, "On the Procedure for Leaving the Russian Federation and Entering the Russian Federation" requires every foreign citizen to obtain medical insurance for the entire duration of their stay in the Russian Federation—a voluntary medical insurance policy (minimum insured amount: 100,000 rubles). Every international student entering the Russian Federation is required to purchase a voluntary medical insurance plan for the entire duration of their stay in Russia before moving into NVSU Residence Hall or before the start of the academic year (for those living in rented accommodation).

The absence of a valid medical insurance policy for a foreign citizen (or stateless person) in the Russian Federation constitutes an administrative offense under Part 1 of Article 18.8 of the Code of Administrative Offenses of the Russian Federation—violation of entry regulations into the Russian Federation—and is punishable by an administrative fine of 2,000 to 5,000 rubles.

 What is a voluntary medical insurance?

Voluntary medical insurance (VMI) is a type of personal insurance that allows the insured to receive medical care in medical and preventive institutions. VMI programs for international students provide protection against risks associated with life and health threats throughout their stay in the Russian Federation. A VMI policy allows access to a medical facility in Russia and the provision of qualified medical care.

 Where and how can an international student purchase a VMI policy?

International students can purchase a VMI policy from an insurance company representatives of their preference.

Information about recommended VHI programs and how to purchase a VHI policy can be found on insurance company official websites.